I remember it well. My student loan payments had just started, and we were already struggling to make ends meet. My lunch every day at work for a week was a pack of instant ramen and an expired multivitamin. That first meal absolutely crushed me. I like ramen every so often, but having to eat it out of necessity really changes everything. After the income based repayment finally kicked in after a few weeks, I was able to upgrade to a $1 pack of tuna and some crackers.

I am not looking forward to October.