I’d say one point thirty-two. As others noted, much depends on geography.
Personally, I say the “actual” number up to 3 or 4 decimal places, with a lot of the reason depending on the specific context. If I had to asses, I’d say I say the “whole” number in over 50% of cases for 3 digits, and in about 10% for 4 digits. Anything over 4 decimal places and I fall back to individual digits.
I’d say one point thirty-two. As others noted, much depends on geography.
Personally, I say the “actual” number up to 3 or 4 decimal places, with a lot of the reason depending on the specific context. If I had to asses, I’d say I say the “whole” number in over 50% of cases for 3 digits, and in about 10% for 4 digits. Anything over 4 decimal places and I fall back to individual digits.