For me: Cancelling paid subscriptions should be as easy as subscribing. I hate the fact that they actively hide the unsubscribe option or that you sometimes should have to write an e-mail if you want to unsubscribe.
Pretty much any tax avoidance loopholes. The more money I have the more I see how ridiculously skewed in favor of the rich everything is. My income is taxed at a lower rate than my capital gains, meaning that not only did I make several thousand dollars last year on stock sales I did literally nothing to earn, but I paid very little on taxes for it. There is also a scheme a friend of mine uses to reduce his tax burden even more by recording losses that only exist on paper by swapping between essentially equivalent assets. The system is designed to punish poor people for being poor and reward rich people for being rich.
A popular scheme I have seen is:
Owner registered and de-facto runs an incorporated Company. Company employs Owner and pays them a small salary (down to state minimum wage even), so Owner minimizes the income tax they pay.
The car Owner drives is owned by the Company for “business purposes”, which allows the car to be operated within 50 miles of the Company (and farther with supplemental insurance). Company counts the car purchase/lease, maintenance, gas as expenses, bringing down the bottom line.
Flights, travel, meals could be paid by the Company, as long as it’s tangentially “business related”.
The house Owner lives in (or several houses for the family) is owned by the Company and is rented to Owner for very cheap, so Company pays the taxes, maintenance, etc, breaking even, or taking a loss on this house. Again, this brings down the company’s bottom line.
Somehow, purchases for a Company can be exempt from sales taxes, too.
In the end, on paper, the Company is barely making any profit, but the Owner might be enjoying a nice car, nice house, and vacations. All for “business purposes” of course. While you pay taxes on your income and purchases like an idiot
It gets worse. CEOs take out zero interest, or exteremly low interest loans on corporate assets. They then use the money tax free.
I will say a lot of what you’ve discussed here is actually illegal but very rarely enforced. Pretty much every small business owner I know is pulling shit like this but it’s basically never enforced even though it’s illegal fraud.
I was always under the impression that the fraudulent intent (outside of extremly blatant cases) would be very difficult to prove in court or otherwise. If a car is used to meet clients or haul some company-related cargo, it is used for business. If a company is a real estate developer, it is expected for them to own and lease residential properties. If the owners’ family members work for the company, they must collect salary. And so on.
Loaning money to your own political campaign and then paying yourself back, including an interest rate set by you, using donor funds.
There are a number of things that are legal here in the US, which would count as corruption in other places.
A free trial automatically rolling into a paid subscription.
The FTC under Biden was actually craking down on that. It was called the “Click to Cancel” rule, but that was literally a month before the election. :/
Lina Khan was a perhaps once in a lifetime bureaucrat doing good for the people at a rapid pace on normal government timelines and now she’ll probably never get that job or a better one again.
Dating sites besieging their users with bots and fake profiles.
Shooting plainclothes cops that execute a no-knock warrant on your home.
Seriously.
All states–ALL states–have a castle doctrine that allows you to use lethal defense to protect yourself inside your home. A no-knock warrant being executed by cops out of uniform means that you have a reasonable belief that your home is being invaded, and that your life is at immediate risk. Now, admittedly, you probably aren’t going to survive that exchange of gunfire. But the state is going to have a really hard time charging you with shooting at/killing a cop if you do.
I’m gonna assume by “all states” you mean “all states within the USA”.
I believe that most other countries call them provinces rather than states. But yes, if you live in a country that has a normal police force, and you don’t have to worry about out-of-uniform cops using no-knock warrants to kick your front door in, then this is definitely not going to apply to you.
In Indiana cops are not excluded from castle laws
Even better: you have a specific legal right to resist police attempting to illegally enter your home. :D IIRC, the law was passed after the Indiana Supreme Court ruled that under then state law you had no right to resist even blatantly illegal actions by police.
About dozen States do NOT have a castle doctrine, and have duty to retreat laws instead.
No, castle doctrine exists in all states. You do not have a duty to retreat when it’s inside your own home in almost all cases.
In some parts of the US (at least, maybe nationally) the castle doctrine even extends to your car. It is thought of as an “extension” of your home/castle.
Edit: spelling
Very cool link! Wasn’t expecting China to have had such rules
Any type of exit fee like account closing. Any costs for leaving should be charges before leaving as part of business costs either at the start or part of monthly or whatever. Leaving should be free.
Looking at you, Adobe.
police being able to lie to you
This is illegal in the UK
I’ve had cops lie to me
You needed a better solicitor 🤪
“Are you an undercover cop” actually works in the UK?
Of course not that’ll be ridiculous… during questioning, arrest etc
The worst one they tell is "We’re cops, were not allowed to lie. "
Fuckers.
Companies changing the terms of the contract on you.
Yes, but - in many of those contracts (particularly end-user license agreements) you agreed to them changing the terms of the contract. You also have an “out” - not using the product any more.
You’re right though: it’s slimy. Anything slimy thing can be put into a contract!
Source: I’m not a lawyer, but worked in an office with a lot of them, and worked with software license agreements in particular.
I’m so curious now. Do you know how those apply? I mean, can they change the terms on you without notice or is that notice legally required? And say they want to feed all your data of however many years to AI. If you accidentally use it once, do they get permission for everything? What if you agree only because you want to delete your data?
I have so many questions. lol
You usually get an email saying something is changing. Problem is, you’ve already paid and if it’s a material change, now you have to agree to continue using your property. Sometimes you don’t get a notice and it’s a “software update” that now pushes ads onto a product you bought and are now shit outta luck since you can’t return it. Samsung and Roku are bad for this.
Samsung and Roku are bad for this.
You’re buying the hardware; they provide the software as a service. Oh, sure, no agreeing to a unilateral change of conditions on the software means that your hardware is rendered worthless, but still… And yeah, that’s pretty much the way that actually works.
IP law can start getting pretty strange.
Non-profit scams. You can set one up, put out a call for donations claiming you do some blah blah blah work, and give yourself most of the money in the form of a salary/bonus. Only a small percentage of the money ever needs to go to anyone in need.
This happens in all sorts of corporate and religious charities. The NFL was technically non-profit for many years, and that should say it all.
For subscriptions, I highly recommend using disposable cards like Privacy.com (no affiliation, just a customer). If I want to try out Prime, or Starz, or a “free until…” promotional offer, I just spin up a card. It’s connected to my bank account, locked to that single merchant, and they can’t charge more than whatever spending limit I put on that card. Honestly, I don’t always even sign in to a service to cancel, it’s much easier to just pause or delete a card, and then they can’t charge you anymore. It’s free for us because they collect a small portion of the transaction amount (like Visa, PayPal, etc)…
I used them for a couple of years. But I kept finding that when I went to re-sign up for new vendors they wouldn’t support the cards for some reason. Has this gotten better?
In the US, unsubscribing from email spam is legally required to be easy under the CAN-SPAM act. For paid subscription services, I believe they also are required to be as easy to leave as they are to join in the EU and California.
Somewhat related, many dark patterns are treated like fraud.
the CAN-SPAM act
I once wrote a community college paper for my friend in exchange for some work on my car. He had to write a paper on the CAN-SPAM act.
I did the assignment, covered all the requirements, explained it and whatnot. I then wrote a SECOND paper, appended to the end of the first. This second paper also met the length requirements, but was a parody. About the Hormel meat product, Spam. In cans. Can-Spam. I was very proud of it. It was funny.
I kept asking my friend if he ever got feedback from the professor. He never did. It was then that I learned professors often don’t read papers like this, they just assign them to get students to read and practice writing. It made me sad.
I’ve seen a few memes where people go to the canned spam on social media, report their posts: reason: It’s spam
Capitalism
all i’m going to say is whatever shit adobe is pulling because i could yap about this forever with anyone
Which particular part? I’m interested and somewhat outside of the situation.
the fact that they decided to charge $90 a month and $65 to cancel is truly evil
What the fucking fuck, charging to cancel???
adobe has been an evil company since forever i refuse to pay for them especially since it’s easy to crack
Walking around absolutely drenched in water.
