Quak, Quak, quuaakk

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Joined 11 months ago
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Cake day: December 23rd, 2023

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  • Exclude a mortgage for your primary residence, capped at the median house price or something… And only exclude it IF it is paid back in full over a max period.

    This is the case in the Netherlands… paid back in full after max 30 years… No cap in how much. This was because the interest on the mortgage are tax deductible. So some bankers figured… we keep the loan maxed, and put your paybacks in a special fund… and at the end of the 30 years the fund pays back the mortgage. That way we get max interests and you get max tax break. In the end the banks made a lot of public funds private this way.


  • Assets are taxed all the time (real estate tax, car tax… ). So taxing the value of a share portfolio at the 31st of December each year is perfectly doable. And if it has depreciated since last year, you get a tax deduction… which is capped by the income tax to maximally reach 0… No carrying over till next year… or maybe 1 year… whatever, that’s implementation details.

    How much do you tax these assets is the point that needs consideration… it’s not fully income… But a percentage is only fair. And if this means people need to realize gains to pay for it… that’s fine… Why would it not be?

    And borrowing against an asset portfolio should mean that it counts as realizing gains of the asset portfolio and the amount is seen as income and thus taxed. (You loan 10 million against your shares, that’s income) And to avoid fallout for the normal people you can build in a threshold and exclusions for example for the first million in your lifetime… or for the mortgage on your primary residence with a cap at the median house price or … something. So for these people borrowing against assets means they can keep the assets… but pay interest on the loan. Alternatively they can actually realize the gains and pay cash.

    It’s not hard at all, it’s a matter of political will, and writing proper laws that state your objective and exceptions.





  • The 1st generation… the actual migrants where never integrated… as the views of the time (by everyone) where that this was not needed. Since then the issues first festered and grew… once it became politically divisive the left and right parties started to both try and solve it with policy that can almost be subscribes as a pendulum swinging.

    One side blaming everything on the class inequality and refusing to acknowledge that there might be cultural/religious issues at play next to the class issues. While the right refuses to acknowledge the class issues, only thumping on the cultural/religious issues.



  • Daily more stuff comes out. Like the fans against the taxi drivers, turns out the taxi drivers instigated, maybe because of the flag incident the day before… who knows yet. The investigation is in full swing. But then no need for truth when there is a narrative to be sold… By both sides!

    Regardless of what specifically happened, the tension in Dutch society surrounding marrokan youths might have gotten the final nudge by the last few days. This is the thing our current government has probably been waiting on to use it as a cudgel to enact some harsh laws.

    We’re talking people who are 3rd and 4th generation after migration to the Netherlands who might get their passports revoked and deported. The fact that the marrokan law states you are always Marokkan and have a passport makes this possible.

    Regardless of how you feel about the whole string of incidents, fanning the flames from the outside will make things a lot worse. And I don’t mean for the Maccabi supporters.








  • They could but in this case Ukraine is in the same predicament as Iran. The moment they make the dash for the bomb and anyone finds out before they have proper deterrence… the only course of action for the opposition would be to either conventionally or nuclear Armageddon … if they deem you having the bomb unacceptable. So there is that.

    And as far as I know, Russian nuclear doctrine will require them to use nukes in this instance, as they are unable to do it conventionally, and it absolutely meets the criteria of threatening the existence of the Russian state.

    In the case of Iran, this is the reason the US deployed the B2 spirit last month to bomb the houthis… it was to remind everyone (especially Iran) of the capability the US has to either fly these B2 with deep penetrators (like they did against the houthis)… or if need be nuclear armed bombs.




  • There are several families of painmeds some more harmless than others. Anecdotally I know people that only seem to get relief from ibuprofen, and others that swear only paracetamol (Tylenol) helps, while again others sweat to asperin. Like the other person said… talk to a pharmacist about options, and see if others work for you.

    Some like paracetamol can me taken over the course of a day for multiple days for example post operation… and they build a level that causes them to work even stronger. But paracetamol can cause lover damage if taken too much.

    Like with all drugs, read the darn pamphlet. Opiates are not your friend and should only be taken very sparingly under proper supervision, if at all… sure they dull pain but are highly addictive.

    Source, not a medical professional, so take what I wrote with a grain of salt and consult a professional.