I think the point is that even with caps on spending, it’s still possible for people to fall into a financial hole. Even just looking at the prescription proposal, $2000 may not be a lot for some, but for others, that’s a good chunk of change. And is that $2000 per person? Is there a limit for a family? Because if not, for a family of 4, $8000 is a lot.
And of course, this doesn’t address the medical procedures themselves.
I’m explaining the other person’s position as I’ve read it. To me, any step in the right direction, even if small, is a good thing. But I could see why others would be like “Come on, stop beating around the bush, M4A already!”
I use it since I subscribe to Proton for email. It seems fine. I used to use Windscribe – or rather still do since I have a lifetime subscription – but I tend to alternate between the two services these days. Proton seems to have tons more servers though. I’ve torrented on both and have had no issues with either.