They can’t.

Unless they’re referring to scummy mega-banks that exist by fucking over the little guy with random fees, hard to close accounts, and other scummy practices like Wells Fargo, BofA, etc.

But banks as an institution? No.

They definitely didn’t because they count the sleeves that those prize pieces are on.

What really happens is they print 5 million part 1 pieces and like 10 part 2 pieces.

You don’t want to deal with the shit HR handles for you.

I’m sure there are plenty of bad, bureaucratic messes, but 3/4 of the HR departments I the last 10 years have been quite helpful.

The outlier was just not very communicative, but otherwise good.

Maybe it’s the industry. I work in clinical so we’re used to documenting the fuck out of everything. HR mandated documentation is just another step to cover all of our asses.