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Joined 3 months ago
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Cake day: August 4th, 2024

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  • It’s not useless, it removes a lot of the tracking cookies and such and sponsored links loaded with telemetry. Theoretically you can also get the benefits of anonymity if you proxy through Tor or a VPN, which I originally tried to do but turns out Google at least blocks requests from Tor and at least the VPN endpoint I have and probably most of them. Google or whatever upstream SE can still track you by IP when you self host, but its tracking is going to much less without the extra telemetry cookies and tracking code it gets when you use Google results directly.

    But yes, practically you either have to trust the instance you’re using to some extent or give up some of the anonymity. I opted to self host and would recommend the same over using a public instance if you can, personally. And if privacy is your biggest concern, only use upstream search providers that are (or rather, claim to be) more privacy respecting like DDG or Qwant. My main use case is primarily as a better frontend to search without junk sponsored results and privacy is more of a secondary benefit.

    FWIW, they have a pretty detailed discussion on why they recommend self-hosting here.






  • Has worked really well for me. Like I mentioned I’ve had a couple instances where the banks change their login flow and I had to open a support ticket to get it fixed, but they (SimpleFIN) were very responsive in working on it when I opened a support request and had it fixed within a couple days. Two of my accounts also have to be re-authenticated every time I wanna pull data into Actual, but that’s also the banks’ fault and it’s not that big of a deal to do.

    As for integration with Actual is basically flawless and just works. Setup is super easy, just paste in a token from SimpleFIN and boom you see all the accounts you have linked and can attach them to accounts in Actual. Sync is rock solid too, I don’t have any issues with it messing up transactions with duplicates etc.


  • It varies by bank but for all mine you have to use the username and password unfortunately. My understanding is that it’s just how the underlying bank APIs work in general, because that’s what I have to do when I link accounts for my banks elsewhere too, not just in SimpleFIN. I don’t think they actually store your credentials though, I think it proxies it to the bank login and then caches a token. You can probably ask their support about the details if you’re concerned, they have been pretty responsive to me and willing to answer technical questions.

    It does support investment accounts, I have my retirement and investment accounts in there. It supports just about every account I have, actually, credit cards included which is super handy. I think it’s all read-only access through, so you can only use it to import data not make new transactions.