I can’t actually walk in. There’s no local branches for this particular place. But even if I could, they can’t close it while transactions are pending. And if new transactions hit, the account goes negative and then you can’t close it until you bring it back positive.
I understand there are fraud concerns on both sides of that coin. But it isn’t easy.
Of course you can’t close it with pending transactions. Pending transactions can be reversed or changed. It’s another legal issue. That’s not really a bad thing.
Also, why did you get an account at a bank with no branches? If you want that, you can just get a credit union account.
I can’t actually walk in. There’s no local branches for this particular place. But even if I could, they can’t close it while transactions are pending. And if new transactions hit, the account goes negative and then you can’t close it until you bring it back positive.
I understand there are fraud concerns on both sides of that coin. But it isn’t easy.
Of course you can’t close it with pending transactions. Pending transactions can be reversed or changed. It’s another legal issue. That’s not really a bad thing.
Also, why did you get an account at a bank with no branches? If you want that, you can just get a credit union account.